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Dollar-Cost Averaging (DCA) Planner

Dollar-cost averaging means buying a fixed amount on a regular schedule instead of trying to time the market. This planner shows how much you’d put in over time — and, under a return you choose, what it might be worth.

Number of buys
Total invested
Projected valueif it grew at your assumed rate
Projected gain
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An estimate — not advice

These calculators are free educational tools that work only on the figures you type in. They don’t use live prices, don’t predict the future, and are not financial or tax advice. Crypto is high-risk and you can lose money. Always do your own research — see our Risk Disclaimer.

How it works

You set the amount, how often you’d buy, and for how long. The planner counts the contributions and totals what you’d invest. Enter an assumed annual return and it also projects a future value, treating each contribution as compounding from the moment it’s made. Leave the return at 0% to see the pure amount invested with no guesswork.

An honest word on the projection

The projected value is a what-if, not a forecast. Crypto doesn’t deliver a smooth annual return — it lurches. The real point of DCA isn’t a guaranteed number; it’s removing the pressure (and the poor decisions) that come from trying to pick the perfect moment. Use the projection to compare scenarios, never as a prediction of what your coins will do.

FAQ

Questions about this tool

What is dollar-cost averaging?

Buying a set amount at regular intervals — say £50 a month — regardless of price. Over time you buy more when prices are low and less when they’re high, smoothing out your average entry and taking emotion out of the timing.

Does the projected value mean I’ll make that?

No. It simply grows your contributions at the return rate you type in. Real returns are volatile and can be negative. It’s a planning aid, not a promise — and nothing here is financial advice.

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